Woes of Insurance and other health issues
I have had a time stop in my insurance. My former employer had sent me information back in the end of May/beginning June regarding paperwork to fill out for continued insurance coverage. I elected to go ahead and receive COBRA only because I have been sick a lot lately and I know that I have many more medical tests and doctors' visits to go. I had sent in all the necessary paperwork to TaskForce (my former employer's COBRA vendor) and payment for the first month was sent in as well. I await some time and realized I still had not have any insurance coverage. I was a bit frustrated not understanding why there was a delay in the coverage. I tried to call Task Force and found out that my employer no longer works with them as the vendor!! I was very very frustrated and ended up calling my work place. I then realized I received a letter telling me about COBRA coverage through Infisource (the new vendor) but it was not clear it was a new vendor; it just said Cobra coverage would be covered and I had though that the name has just changed. Anyhow, when I called Infisource, they informed me I was NOT in their system as a COBRA coverage person. So the person from Infinisource as well as myself called my former employer and asked why my information was not sent to them. They admitted it was their fault and told me that it would be taken care of right away. I asked about the payment I made to Task Force and Cobra; Taskforce told me they sent the payment to my former employer so they should have the payment and should forward it to their new vendor. So, as of now, I'm not sure what the standing is regarding my COBRA coverage. Problem? There is many. I have had to cancel many doctor appointments and medical testing as well as Physical Therapy due to the fact I HAVE NO INSURANCE!!!!!!! I can't afford to do any of these without insurance; so my medical health is basically "on hold". This has been very hard on me recently because I have felt poorly for sometime and have really needed to see my doctor or get my medical tests done; but I have to wait to hear from my insurance company when coverage is expected to take place.
I've been really struggling with my stomach issues. There can be a day when I feel great and then there could be days when I just feel sick to my stomach and in a lot of pain and very very tired. Today was a good example. I had the stress of not knowing anything about insurance coverage and a fear that I may end up back in the hospital the way I have felt for the past 3 days. I'm eating bland foods and drinking a lot of liquids and in a lot of pain. Providentially, my GI doctor called me today (Dr. Cerefice), which I was not expecting a call from him. He called me just to check up on me and to see how I am doing....I love those kind of doctors. Doctors who care enough just to call a patient and to see how he/she is doing without waiting for the patient to call the doctor. I told him how awful I have been feeling. he was strongly urging me to fill the prescription called Donperidone to help with digestion and gastric emptying while eating. He told me he was reading the Xrays and reports from my gastric emptying test I had back in May and for sure he knows I have gastric delaying problems---otherwise known as gastroperesis. I had purposely not filled the Donperidone only because this is a unique drug. It's so unique but widely used by many people suffering from GI issues. It's unique in that the USA does NOT manufacture this drug at all and it is NOT covered by insurance. Dr. Cerefice told me that this drug has to be ordered online through Canada pharmacy. You can imagine why I was skeptical do order drugs through the Internet by another country! But he assured me that many patients have done this and this medication has really helped a lot of people. So, I went ahead and ordered it and hope that it will help me once I receive it and take it. I am schedule to see him again in 2 weeks as well as have a medical test (sm. bowel follow through) in a little over a week; but I fear I may need to cancel these appointments if I have not yet gotten insurance coverage. So, friends, I ask you that you pray that my insurance coverage will work out as well as my health issues will get better or not get any worse during this time of no coverage. Dr. Cerefice recognizes that I am feeling so poorly and even detected it in my voice. He is assuring me that he will do his best to figure out what's wrong with me along with help from other doctors whom I have appointments with in the future, such as my endocrinologist and ENT doctor. Please pray with me that God will guide the minds of all my doctors as they seek to find answers. Please pray that my health will get better or even remain stable and that I would not have to end up back in the hospital (which is my mom's and my fear due to how I've been feeling lately). It's been a very tough road and sometimes I feel when I write these things it can be taken as a complaint or negative thought. I assure you these are not negative thoughts or complaining. It is the cries of my heart for my health issues. I have learned a lot about trusting in God and believing in His will during this trial; I do not remember a year I don't have any kind of physical needs, but I know this is only temporary and in time, ALL of God's children will one day be perfected! Oh, what a glorious thought!
I've been really struggling with my stomach issues. There can be a day when I feel great and then there could be days when I just feel sick to my stomach and in a lot of pain and very very tired. Today was a good example. I had the stress of not knowing anything about insurance coverage and a fear that I may end up back in the hospital the way I have felt for the past 3 days. I'm eating bland foods and drinking a lot of liquids and in a lot of pain. Providentially, my GI doctor called me today (Dr. Cerefice), which I was not expecting a call from him. He called me just to check up on me and to see how I am doing....I love those kind of doctors. Doctors who care enough just to call a patient and to see how he/she is doing without waiting for the patient to call the doctor. I told him how awful I have been feeling. he was strongly urging me to fill the prescription called Donperidone to help with digestion and gastric emptying while eating. He told me he was reading the Xrays and reports from my gastric emptying test I had back in May and for sure he knows I have gastric delaying problems---otherwise known as gastroperesis. I had purposely not filled the Donperidone only because this is a unique drug. It's so unique but widely used by many people suffering from GI issues. It's unique in that the USA does NOT manufacture this drug at all and it is NOT covered by insurance. Dr. Cerefice told me that this drug has to be ordered online through Canada pharmacy. You can imagine why I was skeptical do order drugs through the Internet by another country! But he assured me that many patients have done this and this medication has really helped a lot of people. So, I went ahead and ordered it and hope that it will help me once I receive it and take it. I am schedule to see him again in 2 weeks as well as have a medical test (sm. bowel follow through) in a little over a week; but I fear I may need to cancel these appointments if I have not yet gotten insurance coverage. So, friends, I ask you that you pray that my insurance coverage will work out as well as my health issues will get better or not get any worse during this time of no coverage. Dr. Cerefice recognizes that I am feeling so poorly and even detected it in my voice. He is assuring me that he will do his best to figure out what's wrong with me along with help from other doctors whom I have appointments with in the future, such as my endocrinologist and ENT doctor. Please pray with me that God will guide the minds of all my doctors as they seek to find answers. Please pray that my health will get better or even remain stable and that I would not have to end up back in the hospital (which is my mom's and my fear due to how I've been feeling lately). It's been a very tough road and sometimes I feel when I write these things it can be taken as a complaint or negative thought. I assure you these are not negative thoughts or complaining. It is the cries of my heart for my health issues. I have learned a lot about trusting in God and believing in His will during this trial; I do not remember a year I don't have any kind of physical needs, but I know this is only temporary and in time, ALL of God's children will one day be perfected! Oh, what a glorious thought!
Comments